Are you a chartered accountant, ex-banker, or loan agent looking to boost your income with no investment? The Shriram Finance salaried personal loan DSA program offers an excellent opportunity to tap into India’s growing credit market.
As a direct selling agent, you can earn high commissions by helping salaried individuals get access to Shriram Finance’s competitive personal loan products.
In this article, we will cover everything you need to know to become a Shriram Finance salaried personal loan DSA.
Why become a Shriram finance salaried personal loan DSA
Shriram finance is one of India’s leading non-banking financial companies with decades of trust and a wide customer base. Here is why partnering with them makes sense:
- ✅Trusted brand: Over 40+ years in financial services.
- 🔥Fast disbursals: The company provides fast disbursals, and salaried loans are processed quickly.
- 🚀Attractive commission: You can earn up to 5k+ per disbursement.
- 🤖Digital onboarding: Easy registration with paperless KYC.
- 🧑💻Dedicated support: There are account managers and DSA portals for tracking.
💡 Pro tip: RBI recognizes DSAs as important contributors to financial inclusion. (Read more)
Shriram finance salaried personal loan products highlights
Here are the Shriram finance salaried personal loan DSA highlights:
| Feature | Details |
| Loan amount | 50,000 – 10,00,000 INR |
| Interest rate | Starting from 11.00% per annum |
| Processing fees | Up to 2% + GST |
| Disbursal time | Within 48 hours |
| Tenure | 12-60 months |
| Foreclosure charges | Up to 4% after 6 months |
Shriram finance salaried personal loan eligibility criteria
To qualify for a salaried personal loan from Shriram finance, the applicant must meet the following criteria:
| Eligibility | Minimum criteria |
| Age | Minimum age: 21 years Maximum age: 60 years |
| CIBIL score | 700+ |
| Identity proof | You will need recent passport-size photo (coloured), last 3 months income certificate, last 6 months bank statement, 1 cancelled check, ACH form (for electronic clearing mandate) |
| Other documents | You will need recent passport-size photo (coloured), last 3 months income certificate, last 6 months bank statement, 1 cancelled cheque and a ACH form (for electronic clearing mandate) |
Who can become a Shriram finance salaried personal loan DSA?
Shriram Finance Salaried Personal Loan DSA program is best suited for professionals who are already in the finance or advisory space but it is best for the following professionals;
- Chartered accountants
- Retired or former bankers
- Loan agents
- Freelancer
- Insurance agents
- Real estate consultants
- Financial planners
If you have a network of salaried professionals and understand the basics of lending, you can earn passive income through loan referrals.
Eligibility criteria for the Shriram finance salaried personal loan DSA registration
To register as a DSA, you must fulfill the following criteria:
| Eligibility | Minimum criteria |
| Age | Minimum 21 years |
| Nationality | Indian citizen |
| Experience | Preferably 1+ year in financial sector (not mandatory) |
| Important documents | PAN and Aadhar card |
| Bank account | For commission payout |
Documents required for registration
Here is what you will need to become a Shriram finance salaried personal loan DSA;
- Pan card
- Aadhar card
- Bank statement (Last 6 months)
- Cancelled cheque
- Photograph (Recent 3 months)
- Business proof (For freelance only)
Step-by-step DSA registration process
There is the following step-by-step DSA registration process:
🖱️Click here to become a free loan DSA with Idfc bank.
👀 Step 1: Fill out the online form
Visit the official Shriram Finance partner or aggregator portal and submit your basic details.
Step 2: Upload documents
Upload your PAN, Aadhar, and banking documents.
Step 3: Background verification
Shriram Finance will verify your documents and eligibility.
Step 4: DSA code issued
After verification, you will receive your unique DSA code and login credentials.
Step 5: Start referring
Use your dashboard to upload leads and track commissions.
Commission structure and payout timeline
Here is the commission structure and payout timeline:
| Loan disbursal amount | Commission rate | Expected payout |
| 100,000-500,000 | 0.75-01% | 500-1000₹ |
| 1,00,000-5,00,000 | 1.25-1.50% | 1250-7500₹ |
| Above 5,00,000 | 2% + Bonuses | 10,000₹+ |
Payout timeline
The money will be paid directly to your registered bank account within 15-30 days of successful loan disbursal, and you can check the monthly reports available on the DSA dashboard.
FAQs
Is there any registration fee?
Ans. No, becoming a DSA is completely free.
Do I need to be a company to register?
Ans. Not at all. Individuals, freelancers, and consultants can register.
How many leads can I upload?
Ans. There is no limit. The more quality leads, the better your earnings.
Can I track my leads?
Ans. Yes, the DSA portal allows real-time tracking of application status and payouts.
What if my lead is rejected?
Ans. You will not earn a commission unless a loan is disbursed. However, you can rework and resubmit.
Conclusion
Becoming a Shriram Finance Salaried Personal Loan DSA is a golden opportunity for finance professionals, CAs, ex-bankers, and agents to generate consistent income. With zero investment, flexible working, and access to one of India’s trusted NBFCs, you can build a thriving business in loan referrals.
🚀 Ready to start? Become a free loan DSA with Shriram finance now!